My issue is, I have very low interest rates and do not want to refinance and lost those rates.

If your property was in good location/good condition, i would say yes keep it...you have a low interest rates and i would assume it'll keep appreciating.

Sad to hear your current agent is dropping the ball, it's a shame and gives the industry a bad rap. 

We have less than 1% eviction rate and 99% of rents collected (on tenants we've placed). 

For the market to be healthy I think that rates have to remain like this for at least a couple of years...Changes in rates affect the market so much making the industry too volatile.

That's unconscionable.I will note that last night, after I was able to plead my case with customer service via chat and get most (but not all, yet) of my money out via increased ACH limits, they sent out an email saying that they are breaking up with Blue Ridge bank and moving to a new banking partner that will offer checks and match the interest rate.

.- An acceptable market entry range with factors such as the property price, down payment, and interest rate considered.- Do I enter immediately when I am financially ready, or should I wait until I’ve reached the projected savings allocated for this venture?

NAR's own statistics show that some 75%'ish of new agents drop out in the first year and I think 90%'ish drop out in the first three... 

For Summerland specifically, occupancy dips April through June, peaks a bit in July, then drops off again until it gradually climbs back in November.

For example, investing on the south shore may offer affordable property prices, but it may also come with high crime rates and a less stable environment.