I remember it materializing first in our owner-occupant buyers.

They've  done work for me on manufactured, modular and site built for me. for the last 5 years  For some reason, I can't find the message option910-340-7061  Dustin is the owner

Also Fannie Mae just introduced 5% down payments for owner-occupied 2-, 3-, and 4-unit homes.2) Home with attached or detached casitas These types of homes are popular in Southern California and you're able to live in the main room and rent out the casita. 

I'm sure it's profitable, but idk if I wanna deal with the fallout of the clientele who would be attracted to the area.It would be owner-occupied, but I wouldn't be super happy about having that be a requirement to operate since that would force me into an awkward position if I wanted to use owner-occupied financing in a future purchase.

Although I am new to the game, I am a small business owner with natural knowledge along the lines of construction and contracting.

I've read about General Liability, Professional Liability (E&O) insurance, and "Landlord" insurance for owners who rent their own homes. 

NO PRIMARY RESIDENCES, NON-OWNER OCCUPIED ONLY, BUSINESS AND COMMERCIAL USE ONLY.

If you want to structure a deal like that you would have to do a Subject to for the loan and then seller finance the owner's equity on second lien position. 

A lot of small business owners face this challenge by utilizing tax strategies to reduce their tax burden...it catches up to them on the flip side though.

If the net number is negative or zero - probably does not work with owner occupied purchase.