Here in Texas most GC will put a lien before they start to work to protect themselves.

The license is only for protection.

I am finding the deals on my own and through wholesalers, just need an agent to ensure my partner and I are transacting protected and legally with all proper paperwork)-Home Inspector (As backup to GC.

The former landlord applicant was obnoxious - which is not a protected class!

Then I would get in some well screened tenants, keep things at a professional distance, and focus on saving a cash cushion to protect yourself from cash flow shocks such as this.

However, if you do not take steps to protect your interests, the senior mortgagee can foreclose and you loose your investment.

But you have to protect yourself, especially when you're starting out.

Pretty much the same thing here, under the cloak of consumer protections.

We can and do discriminate LEGALLY (against non-protected classes like poor credit, history of evictions, and etc).

They aren't buying insurance to protect against risk; they're buying it because some entity requires them to have it.The other kind is "what do I need to do to set my business up right?"