Or tenants, like the one that just moved out, that were ok with it and their treatment of the property reflects that; house needs repairs in the tens of thousands of $$ to make it livable for the next person. 

There have been prepayment penalties done to reflect the tax liability arising from an early payoff which have held up in the past, prior to Dodd-Frank, but with this new base line for consumer financing I'd say not.Since 8% in this example is not close to the maximum or any usury matter and is reasonable I'll skip the application of interest to the risk assumed as a basis in setting rates.Adding interest to an underlying note in a wrap is not as simple as it sounded in that podcast.

@Peter MacKercher I think you kind of hit the key points of my question which is, if my management company has say 1200 units and i am only 95 of those, I'm getting 10% of their time and the highish vacancies (i believe) may be a reflection of my PM company not having enough time to dedicate to my properties.

your book keeping needs to reflect this. 

You want to have good people and take care of them, because turnover is a bad expense too, even though you might not see it reflected in your financials.  

And neighborhoods are being upgraded to reflect that growth.

It’s ridiculously low and not reflective of listing value.

I was invited to the Lead Coalition reveal for the ordinance about a month ago, the third try largely seems to be a reflection of the first. 

The MLS is a reflection of how all the other sources are in regards to deals in 2016 which is not really anything.

So the discount in price reflected the sizable problems I needed to sort out.If you're looking for an owner to give you a turnkey investment with a lot of cashflow and equity still on the table - well.... it could happen, but I don't think it's likely.