Now as a Banker I understand you will have a shorter pay off but you also have to take into consideration market declines.If the market declines in any way or if your area suddenly gets hit with a higher than normal foreclosure/short sale values can drop.

My question is, for someone who is usually so focused on planning everything out first, (ex. waiting to be in a strong financial position), what would you recommend the first 3 steps to be to "taking immediate action?"

Did you pay any fees upfront?

Usually plan on permits unless it's a paint and carpet rehab. 

If you want to go a step above you can pay for an installed security system.

I haven't been back since 2018.I pay my neighbors to show my rentals for me.

Listing on AirBnB is still an option, but she should set her minimum stay to 16 to avoid any issues with the city.If her rental is in Hall county, but not inside the city limits then using shorter-term stays to fill in the gaps between MTRs is possible, but there are specific licenses that need to be requested from the Hall county planning and development department.Northeast GA Medical Center (the hospital in Gainesville) does not directly provide housing to travelers.That is usually handled by the traveler on their own with a stipend given by the traveler's agency. 

Don't hire family / friends.Hire a professional who is boots on the ground 24/7Insurance rates going up should be a good thing since its baked in for those selling the homes, especially if they are selling an investment property.You can tell them, I can't pay at this price because these are my income and expenses and I can't cash-flow given the numbers.Over-time, sellers will adjust.

You can absolutely do FHA with 3.5% down if you plan on living in one of the units 

., which you in turn send to them, they tell you how much they'll buy the note for, then you tell the note holder how much you can buy the note for, by offering a bit smaller amount than what charter is going to pay you.It's says on their website that once the note holder agrees to sell, either the finder can do all the work, or they (Charter Financial) will do the work for no fee to me, to buy the note.I found out about this company years ago, know they have an A rating, with 1 complaint with the BBB in the last 12 months.I just want to see if anyone on BP has made money finding notes, annuities, lottery winnings, business notes, mortgage notes, etc., by referring the notes to Charter Financial for a referral fee?