![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1835001/small_1685816355-avatar-katieb109.jpg?twic=v1/output=image&v=2)
3 April 2024 | 16 replies
. ;-)Now, if it's for the Iditarod, from Anchorage to Nome, that's a different matter."
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2709185/small_1709659530-avatar-treyb87.jpg?twic=v1/output=image&v=2)
3 April 2024 | 9 replies
I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/730103/small_1638998135-avatar-davido80.jpg?twic=v1/output=image&v=2)
3 April 2024 | 0 replies
Understand factors like demand, supply, demographics, and economic trends.Diversification: Spread your investments across different types of properties, locations, and markets to reduce exposure to risk.Financial Analysis: Conduct comprehensive financial analysis, including assessing potential rental income, expenses, and cash flow projections.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/301925/small_1621442872-avatar-danb18.jpg?twic=v1/output=image&v=2)
3 April 2024 | 1 reply
Since the original post, I have worked with Provision and we have worked out our differences.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2352843/small_1641938319-avatar-breth28.jpg?twic=v1/output=image&v=2)
3 April 2024 | 4 replies
What's the main differences there?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2811499/small_1692816399-avatar-denniso57.jpg?twic=v1/output=image&v=2)
4 April 2024 | 16 replies
It’s all different with different county.As an example, for one county I’m in contact with, they consider 110% of the FMR, but they only pay 40% of that amount.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2937449/small_1713415010-avatar-chrisrx.jpg?twic=v1/output=image&v=2)
4 April 2024 | 15 replies
He can slice and dice a deal a dozen different ways.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1147224/small_1704153801-avatar-justing170.jpg?twic=v1/output=image&v=2)
1 April 2024 | 51 replies
@Justin Goodin Why can't you answer the simple question you've been asked numerous times.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/806092/small_1621498011-avatar-kapilp1.jpg?twic=v1/output=image&v=2)
1 April 2024 | 10 replies
I mentioned in a thread a week ago that I had done this numerous times.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2975274/small_1710708408-avatar-mohamedc6.jpg?twic=v1/output=image&v=2)
3 April 2024 | 9 replies
Wholesaling can be a bit of a different beast compared to buy-and-hold strategies, but with your background, I'm confident you’ll pick it up quickly.I’d be more than happy to share some insights from my own experience in wholesaling or answer any questions you might have.