Cash flow is fantastic and appreciation has been just as good.With medical corridor, UB expansion, Tesla, and other large employers coming in, plus the Buffalo Billion, water front development, etc... some home values have doubled. 

In my business I have found that the sellers who contact me are usually in a situation that they 1) need the money NOW and are willing to take what they can get ASAP, 2) have a property that requires more work than they can afford to do to make it market-ready, 3) have some other motivation for wanting to move the property fast and money is not their primary concern (divorce, job transfer, misc family situations, feel unsafe in their area, medical issues, etc), or are about to lose the property because of tax liens they can't pay, and so on. 

Tenants by the entireties can only be used by a married couple, and does not apply to joint debts like medical necessities for either spouse or your children, but does to most other debts. 

Private information is defined in 5 ILCS 140/2(c-5) as “unique identifiers, including a person’s social security number, driver’s license number, employee identification number, biometric identifiers, personal financial information, passwords or other access codes, medical records, home or personal telephone numbers, and personal email addresses.

You'll be fine......700 is pretty dam high in my opinion.....a good portion of 700+ people will be owners....not renters.....so your pool is quite a bit smaller. 600 is high enough to weed out the first line deadbeats and then its all about income and job stability etcCredit score is only 1 criteria and for me, its not so much the score as it is "why" the score is what the score is...... bad medical debt, student loans, divorce vs repo cars and foreclosures ?

Harrison Medical Center is expanding in Silverdale, 10 minutes from Poulsbo.

I've successfully negotiated with banks, IRS, medical, HELOCS.

A medical collection account from 4 years ago is VERY different than a car repo from 2 years ago, for multiple reasons, not the least of which is that they probably didn't plan to get sick, but they DID plan to buy that car ahead of time that they couldn't afford.

@AJ Leman is correct that a large, new medical facility is under construction as we speak.

I got rid of a few at that time and unfortunately due to a medical issue in the family, I sold 2 others.