Run these properties through the BP calculators and pay attention to more then just cashflow, watch your Cash on Cash return, Individual Rate of Return, etc. and get an idea of what a deal really looks like. 

Hiring an individual who gets hands-on training at the beginning will be essential.

. $25k in cash, $150k in individual stocks, and $180k in retirement.Goal: looking for a house hack property in the Philadelphia area.

Then I would figure out how you can get around high net worth individuals to start networking and get them to know, like and trust you.

The only thing for you to do here is apologize for the harm that you've caused and set up a payment plan or whatever you can do to make it right and pay them back. 

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

Now everything else including wages just needs to increase (I am not suggesting a higher minimum wage but it is a problem).Also speaking to individuals as a lender the “starter home” now seems to be around 300k.

However, if you close with knowledge that it was not being delivered vacant, that could harm this argument.Or, are these squatters who moved in later?

Total of 7 units, a duplex, mobile home, and 4 other individual cottages.

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.