I'm focusing on getting all the education I can right now, so feel free to share your #1 REI tip for newbies :) Outside of real estate, I work full time (remotely) in EdTech and enjoy hiking, gardening, and kayaking.

I have a 755 credit score, 20k saved.

McD's is free to charge whatever they want, and the public is free to not purchase if they choose not to.

Not sure how many free email advice I get from them before they start charging. 

We have a local credit union at 1% origination and 7.25% rate, plenty of good locals at a point and prime plus one, and some good local private lenders. 

Your PM should have a set amount for mark ups for every service they provide and it should be part of your management agreement.Hope this helps.Please feel free to contact me with any other specific questions you might have.

Feel free to ask questions and jump right in on the forums.

If you ever want to chat a bit more feel free to reach out too! 

From all the road shows that have come thru and I attended the first free 2-3 hour presentation, I could tell those presenters knew nothing about Texas, were flat out lying about their knowledge, and weren't going to teach the right info about Texas. 

So you want to lock in the gains as tax free gains before turning it into a rental.