Real estate is a very expensive game and you need to make sure that you are financially stable and able to withstand potential losses.

Congrats on being in great financial shape!

I'm determined to increase my income so I can invest in multifamily real estate, but I'm hitting roadblocks due to various limitations.First off, I'm the primary caregiver for my father, and his ongoing medical expenses are a significant financial responsibility.

If you do not plan to live there buy it as either as a Seond home or investmet.Second Home is 10% down - seller can offer seller credit to cover closing costs.Investment Home - 15% down - Selelr credit but ony 2% of sale price Max.Pull cash out of your primary or another property via cash out refinance or LOC for the down payment.Feel free to reach out if you have any questions.

I plan to build a Airbnb type of hometel, where to find investors?

What’s your plan when the 1st comes and goes and they don’t pay rent?

If something comes up where plans change they understand, but they want to be aware.

I enjoy having a day job (weird, I know) and am just looking to set my future family up for a comfortable life financially!

It all comes down to the lender - you'll need to talk with the lender you plan to use. 

Thank you @Benjamin Aaker this was the original plan I wanted to do that way I stay out of trouble.