Also I’d have a 6-12 month emergency fund.

I like to also know I have an emergency option if needed (line of credit, 401k loan, etc) if something major were to happen as well.

They are also declaring that they are unable to pay their full rent or make full housing payments due to substantial loss of household income, loss of compensable hours or wages, layoffs, or extraordinary out-of-pocket medical expenses due to COVID.

As to why would people rent rather than buy, I've had all kinds of renters that, although they make enough money to afford to buy, are just going to continue to rent (poor credit, high medical bills that caused poor credit, planning to move in a few years, etc.) 

If I had to guess, I would say the seller of the first property simply needed to sell fast and cheap for some type of unique circumstance (avoid foreclosure, need to pay medical bills, etc.)Whether this makes it a good deal is another conversation.

There’s also a lot of Ft Hood business related travel in the area and large medical networks. 

With companies like Amazon, Dollar General, Shine Medical, Mercy Health and ABC Supply creating many jobs and investing back into the local economy, clients are seeing phenomenal returns.

She is a bit of a hoarder and has a lot of stuff in her room, including some medical supplies she needs to live.

For example, if there is a major leak you can call their emergency line to get their guy to go out in the freezing cold to isolate the leak...Yes, its a balance where the Association should have taken a big chunk of your risks (e.g. exterior maintenance, roof, etc.). 

The daughter has grown STRESSED not to sell the house without her mother's signature, but the mother cannot sign due to her medical condition and hospice.