The quality of your service will determine the quality of the people you attract.

I have made some rough financial decisions in the past and am determined to make sound ones in the future.

I would say investigate your area and make a determination if you have everything there to reach your goal.Hope that helps.Rafael

"once you add value, you get paid" determining how exactly to do that at times can be a challenge. 

The 70% rule of thumb seems like a great way of determining how much to purchase a house for. 

Only you can determine how far you will go.  

DETERMINATION is really the word you are looking for, no matter how motivated you feel or not, if you are determined - no level of motivation or lack there of will ever be your down fall.BE DETERMINED!!!!!!!

Below I've copied text from Pub 523 - Selling Your Home-------------------------------------------------------------------------------------If you own or live in more than one home, the test for determining which one is your main home is a “facts and circumstances” test.The most important factor is where you spend the most time.

After taking a small glimpse into what keeps me from sleeping no more than 4 hrs any day of the week should in itself paint enough of a picture as to my determination and drive toward success. 

Its like this, if you put $100 in and you are getting $10/month then you are making 10%/month, if you change that and put another $100 in, and still get the same $10/month you are now $200/10 or 5%/month.Depending on how your DTI look will determine how willing a bank will be to talk.