It was very complete, and prepped me to easily pass the exam on my first try in 45 minutes (vs. 4 hours allotted).Customer support was good, and the material all seemed current.  

The biggie in CA is the possibility of a creditor claim by Medi-Cal (DHCS) that could easily exceed the total amount of equity in the estate's primary asset, the property that you are trying to buy.As if that black box isn't enough, you need to be aware of the lawsuits between heirs.

I don't have to wait 6 months to refinance as is the current custom of conventional lenders in today's market. 

These relationships could give you the opportunity to find a mentor, or even a couple of mentors.Your skills could help you in making a great page to bring future customers to when you find the specific niche of real estate that you want to dive into.

We pride ourselves on expedient and efficient service as well as transparent lines of communication with our customers.  

keep in mind my friends. not all properties that are in a sad state of affairs will work out this way. some banks just simply take their time getting things back out onto the market. each house is a different deal. the banks blame the courts for the mess, the courts blame the banks. some banks will never drop their properties simply because they have money invested in them. the two houses i have bought like this were pretty close together in time, as well as location. but i have been struggling to find another one since. it has been about 2 years since i have bought one like this. i have found one recently that i would love to get my hands on. i have even found the old owner, but i cannot get the guy to budge on selling it even though i know he doesn't want it. some people get really skittish with things like this. the one house i bought, it took me over 6 months to talk the guy into selling it to me. patience is the key here. if the bank has already placed their name on as the owner, legally, with the local authority, chances are they are not going to drop it. even if they forgave the mortgage, they still own it. you have to find one that is behind in taxes and still has the original owners name on it as owner. then look for a release of lien from the bank. the bank may not file this with the local authority. you have to get the bank to admit that they have dropped it from their books. thats hard to do sometimes. i am working on one right now that i am sure the bank has dropped it, but they will not admit it to me. it has been sold from one bank to another, to another, and so on. i literally have a paper from the court showing that one bank sold it to another, but i cannot get bank #2 to tell me that they own it. they claim to be just the trustee. bank #2 filed the starter paperwork for foreclosure over 3 years ago, and have done nothing since. 3 years of back taxes on the place, no one takes care of it and even their lawyer told me that the case is closed. but the bank won't tell me that they dropped it. patience and persistance works here guys. i will get it, and so will you. just keep working at it

Well Quickbooks is good for the book keeping and tracking expenses by various categories, classes customers etc. 

I have no idea if the claims are true but it was a very clever action taken by the tenant.

If something you can't pass up comes along, you've got $200k liquid with the click of a mouse and are ready to jump on it right damn now, and you weren't paying interest on that $200k in the interim for no reason (ok you could take that $75/yr and divide it by $200k and claim you were paying 0.0375%... whatever).If you think that 'something' that might come up is going to need more than $200k, get a local lender to run numbers and qualify you hitting your DTI with what the payments would be if you maxed out that $200k HELOC.

*shrug*This probably is pretty accurate, but when I hear that some category of potential customer is not following through it probably means I am not addressing their needs.