Doing direct mail, SEO your website and a handful of other resources can get you deals.Wholesalers (or those who claim to be) are a dime a dozen, it took several years to get my inbox from receiving so many of them.

If you're not in a rush for the money Quit Claim Deed back into your name, let it season for 6 months then refinance with the better rates ...

However, you have a legitimate claim for 1/2 of the deposit since that is your actual losses.

@Matt Wells hope you don't mind me replying here but you can be added to title at any time. in most states you use a "warranty deed" or a "quit claim deed" to add (or subtract) people from the title/ownership of a home.  

Hopefully everyone had insurance and if you did you need to be very aggressive with filing and staying on top of your claims. 

As the lender I'm dealing with the angry calls from my customers lol.

We've been using Next Door Photos (Illinois) the last few years and have been very happy with their customer service and pricing.   

There are certainly some people who are doing it well, with 200+ units 'automated' as they claim, but I truly don't know what payoff they're getting, or how handsoff it is.

We haven’t ever filed any insurance claims.

I don’t expect to file insurance claim and it's probably an act of God clause or whatever it’s called these days.