In addition to conventional financial products, that means that real estate, private note transactions, stock of privately held entities, precious metals, cryptocurrencies and a whole lot of other alternatives are available.A specialty IRA referred to as self-directed is required for alternative asset investing.  

If I wanted to build an owner occupied 4-plex on land which I could subdivide and build multiple units (4-plexes) would I be able to live in a unit for 1-2 years, refinance to a conventional loan, and apply for another FHA loan with 3.5% down to build a second 4-Plex to live in for another year or two?

We used a conventional loan How did you add value to the deal?

I was hoping to put as little down as possible, and then refinance into an owner-occupied conventional loan once it's built.

They told me they would help mow others lawns and plant shrubs and flowers to liven up the block before they planned on selling it.

For #1, I will likely use my agent and their team to help me close on a deal and be my ears and eyes on the ground, same way as I have approached conventional financing. 

Ran the numbers at full ask and lowest the rents could be only calculating 3 of the 4 rents as we would live in 1, not sure if a hard money lender would be the best way to go about or if a conventional could work as we are both first time home buyers? 

My issue is that my debt to income is too high to secure another conventional loan.

Originally from Lynchburg, VA, I’ve made a home for myself in the triangle area and am looking to invest in real estate as a way to break from conventional models of what “purchasing a property” should look like.

@Ron SinghI’m pretty sure I’ve heard the max you can buy with a conventional mortgage is 10 properties, then you need to get creative with financing.