Advice on First House Hack Purchase

[Josh Richter]

Hello, my girlfriend and I have been searching for a house hack in the St Pete area of Florida.  We have found a 4plex that the numbers work really well, the property does need some work a little more than we were hoping.  Ran the numbers at full ask and lowest the rents could be only calculating 3 of the 4 rents as we would live in 1, not sure if a hard money lender would be the best way to go about or if a conventional could work as we are both first time home buyers?  Thank you, any advice that would be great!