I imagine I would be close to 75% LTV after light repairs.

How close was it to the house?

Make a list and look closely at each one to see if they are an option.If you can't find someone within your network, expand your network.

So you would be about breaking even after the closing costs when you bought it.  

And the "norm" is not even close to what it used to be ... with many carriers going up to 1.5-2% Deductables for storm claims; or not writing policies for roofs older than 15yrs (some 8yrs!)

$75k is best used for another house hack that way get a better rate and lower down payment meaning can put some of the money in rehab.

Unless its a perfectly turn key deal with market rate tenants, you'll actually have more control over a property upon closing with vacancies than if it had tenants.

You might also see smaller fees at close for legal, title, appraisal, etc.

Test the well for gallons pumping and quality.Have them pump septic at close ( $300 ish cost but you need to know condition)Roof?

-How to find the perfect closing agent.