It comes down to what each party is comfortable with. i.e.

At the end its what you feel most comfortable doing.

I'm comfortable with the lease agreement and it's language. 

As a Dallas REALTOR, I am pretty comfortable with the pulse of this market, but you are right, there are a number of changes happening. 

I plan to grow a real estate portfolio in the future to the point where I can support myself comfortably throughout my entire life and leave my day job. 

I live at home with my mother and I have a child who lives with my girlfriend (at her dads house).

(or the debt that give you a poor credit score rating). " What are we going to do with the free'd up income" and finally " How much money will i need to retire comfortably and when can i retire?"

In any event, it all seems good enough that I’d feel comfortable moving forward once you get positive landlord references. 

I wanted your opinion if you would feel comfortable  renting 2 rooms to 2 individuals during the Covid-19 pandemic ?  

Be concerned with cash reserves and percentage of leverage you are comfortable with.