However I had toyed with the idea, simply to test and see if it would work to bridge the gap between my full-time job shift.

You can use your phone or tablet and use it during down times at work, all the tests are proctored remotely etc.

It sounds like there isn’t any explicit prohibition against asking a mortgage applicant if they have done forbearance so I bet the overlays will account for it.Reminds me of when MLB did the “anonymous” testing on steroids...nothings ever anonymous and I don’t think this will be helpful to folks in the future, probably not a death sentence but....

Might be better to stay focused on the test and get that part done first.  

Right now one of the benefits of having it is that I don't have to worry about buying bottled water at the supermarket or store.

I would look at it as a positive, as it gives you an opportunity to really examine your business model and stress-test your enterprise.

You are fortunate you caught them out and had the water turned on and tested, great job on that.

Now there does appear to be a kind of loophole that hasn't been tested by any court cases yet, and it's where you rent the "whole house" to one long-term tenant and allow in the lease those tenants to sublease out a portion of their house.

I appreciate the suggestion to wait a few more months to see what happens... that may be what we do, but based on my research into the virus & our country's continued lack of testing, I'm not that hopeful for a rebound before the summer. 

Just doing a little testing on the beat of the newbie investor pulse of BP.