After getting a 2 year lease option, can i refinance with the bank and pay the seller a

I've seen a handful of bank or HUD owned properties where they had winterized by turning off the water and the electricity.

Which bank should I go to for a commercial Loan?

Especially if there is any real bank loan involved.

When a tenant receives a legal notice to leave a property and fails to do so, and the matter ends up in court, it's serious.

I reached out to local banks and credit unions for a HELOC to finance another purchase and was told I can only get 65% LTV. 

If the tenant continued to report it but the PM failed to respond, then the PM may be liable.

Banks will typically lend from 65% - 80% of the property's value (LTV).

For now, the tenants need to know, on the day of close, where to mail their rent (or update their auto-pay), how to make out the check (matches the new bank account) and who will be the property manager, with the contact phone numbers of the property management office or person.

I had some guy rent a room in my house and he failed to mention he worked nights - I quickly realized this when he'd arrived home at 5 AM making too much noise.