Yup you bet I missed every holiday this year, worked many 100+ hour weeks, and basically lost my social life.

I put my entire life on hold from a social standpoint and passed all 4 sections first try...under 6 months start to finish.

Kurt Hines Thanks for the advice, I know that in order to be successful I have to be social with others more experienced than I am.

IE, let's say he is on disability or Social Security and gets his check on the 3rd of the month.

Benjamin Allen Yes as far as how W-2 income is taxed compared to rental income you are correct that you don't pay Social Security and Medicare.

For the past year I've been trying to conjure up businesses, each time my idea is too big to create (making social media apps for example.)

Pound social media and let everyone know what you're doing.

My suggestion as a Canadian investor would be to work directly with a mortgage broker who understands investment properties.I always suggest to people considering investing in real estate to sit down and figure out exactly where you want to be in 10 years time.

I'm a Canadian who is looking to buy if first property in the Tampa Bay area.I currently own 5 Properties in Pittsburgh, but I'm looking to start investing in Tampa.I'm looking to built my dream team there!!!! 

Warm calling is you have out a piece of social media or a letter etc. and the prospect IS CALLING YOU based on reading your sharing of knowledge or offer.Warm calling can also be we call around to developers on the commercial side to get first looks at properties for clients.