I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

Hey @Anthony ZottoRate is going to heavily depend on leverage and credit score.

Really depends on what's available in the area, if .65 acres is stock.

On the vacation home front with conventional financing, Fannie and Freddie made some changes that hurt the pocket book: Second home loan upfront fees increased between 1.125% and 3.875% depending on the loan-to-value (LTV) starting in April 2022.

The carrying costs on a larger property will be significant depending on where you buy.

As you know with both strategies there are different types of properties you'd want to operate with depending on your investment style. 

@Alex GoldenshteinIt depends…..

Also, there could be fees on the renters side, depending on their bank card.

@Samuel Coronado, evicting TOHs varies by state.

Most likely area dependent...