First, you should consider what expenses your property typically produces for tenants in addition to the rent.

San Diego is very difficult and a little scary.I hope I get to make many valuable friendships from like-minded individuals.   

Hello BP,We built an addition to a SFH and converted it from a 1-residence to a 2-residence unit. 

I recently was advised by my broker that in order to purchase an additional property in the future I had to pay down more debt (I have great credit, I work in the medical profession with great W2 income, etc etc). 

That is why, in addition to a few others, not a lot of people hold property in their retirement accounts, but rather they buy mortgages.

Pride of ownership is a valuable part of community that can be negatively impacted with a proliferation of rental properties. 

Now that this work was done, each apartment only has 15 amps and there's washers, dryers and most have one or two additional freezers as well.

This way it doesnt affect your NOI, giving you a more valuable asset. 

I was planning on still having 50% of my IRA remaining to continue to grow, in addition to 100% of my wife's. 

I heard of them on Investor Grit's podcast and spent a week or so trying to find reviews and additional info on them as well as communicating via email.