I explained my circumstances with him prior that i would know once the gov released an update.

Unfortunately, not enough information shared here to be able to help you more.

Unfortunately, I don't know much about about Totowa or Passaic county despite living in north Jersey, so I can't tell how reasonably priced your home is. 

Unfortunately, the house had foundation issues, but were repaired a couple years ago.

Unfortunately I don’t have the capital saved up to make a 20% down payment so I am buying with an FHA.

Unfortunately, multi family properties are not in the best class neighborhoods in my current market.

Unfortunately, you're likely better off waiting until you have stable income (and even then, if there's a period of unemployment in your past 2 years it may be difficult to get traditional financing).

Unfortunately, the "I thought I would need it" argument falls flat when you didn't need it and spent it anyways.

Hi @Andrew Martin, Unfortunately, most lenders, even the best that I use on a regular basis, have temporarily stopped lending on investment property refinances due to their current economic situation.

Unfortunately for me, our terms of what investing were drastically different as well as time frames.