The interest rate you need depends on the type of House Hacking you are doing, but a minimum of 580 is required.

You just have to make sure you account for that type of capex issue in your underwriting. 

The requirements that the city has for the condition of properties are mostly common sense safety type stuff. 

Would you mind sharing what type of fees we will need to consider when purchasing?

Current rates / down payment requirements for a >4 unit building - Rates at 7%-9% depending on credit and loan type (DSCR vs Conv).

In the chart below, the green line represents the 15-year fixed interest rates, while blue signifies the 30-year fixed interest rates.Here’s what happened to the prices (note: this is only for the segment we target, not metro Las Vegas or other property types).Sales - Median $/SF by MonthDespite significant interest rate hikes, $/SF increased in 2023.

The biggest  challenge is just figuring out what type of strategy you want to employ, and then taking action.    

What made you interested in investing in this type of deal?

I need help or I have question :- What type of loan is fit for my situations ?

David Lunsford I just reached out to action printing and they said they do not print "these type of postcards".