On a macro level, it's important that people can dispute fraudulent payments, because fraud happens, so it's not an inherently bad thing that banks support a payer's ability to dispute a claim.

If your submarket doesn't fully support RUBS I still think it's a good idea to consider lowering rents and implementing it because tenants that are forced to think about their water and electricity usage tend to use less of it.

Let me know if you would ever like to grab coffee sometime and we can chat Real Estate!

I was wondering if I could chat with anyone privately or on Skype regarding the property.

They only looked at my supporting financial documents and only ran my credit. 

I would suggest to figure out how much it will cost to build then figure out if the gross rents will support the value..

I think I’d need more information to provide better support.

After chatting up the buyer's realtor, it turns out they are looking for someone in my area to find appropriate homes to purchase (they are located about an hour away from me). 

I have the drive to find the deals and the team to support it as outline in one of the Bigger Pockets books but lack the initial Capital. 

First you need to consider if you are an investor or part of the social support system.