But you may feel you have no choice but to use a PM. 

Even if you are doing all the work and all you need is a key partner to help sign on the loan as someone who has the financial backing to help you get a loan that may be sufficient.  

Some loans will come with defeasance or yield maintenance, while others will have step down prepayment penalties.A good loan broker who specialized in MHP debt can guide you with respect to the right choice for you as the buyer, which type of lender will be best suited for the park, where the terms will be the most favorable, and where the hurdles will likely be.

Several options and choices. 

Full transparency, I may have been assuming my existing personal network would be sufficient to start out farming for a few leads.

If you were making that choice what would you choose and why.

If the house need things like paint and yard improvements, I would use pizza and beverages of my friends choice to fund those simple upgrades.

In the meantime, it does make my choice a little simpler because it only affects current/ongoing contributions - pre-tax or Roth. 

And you should note as I type this that the people above are much more experienced than me and you should probably trust what they say over me.I know that checking airbnb/vrbo calendars is the method of choice around here, but I think most of the people here that do well with that are in less seasonal markets than Tahoe (which may give some indication of how the Tahoe area is as an investment) and have experience doing it in years that are not major outliers due to Covid and hence are more predictable.I think checking calendars runs into issues when you talk about seasonal areas, and doubly so when you talk about a completely not normal, outlier year.Seasonally, I'm sure looking through Tahoe calendars they look great right now with the holidays and ski season starting up. 

So good luck with your choice.