hello there is this triplex that I’m looking to purchase and I was just wondering if there was any down payment assistance programs that is eligible for 

Here are some questions I have:1) Is it better to refinance or to have hard money/private lenders put a 2nd lien on the property to serve as a down payment to be able to borrow 100% of my next project?

The rate jumping from 3 to 7.5 jacks up the mortgage payment too high so I've decided to just sell it.

Unfortunately, even though my DTI and credit score was good, the underwriting was not so good because I had gone through a debt consolidation program not too long ago which, as some may know, requires you to stop payment on debt for a period of time.

There may be monthly interest only payments due? 

For a loan with a balloon payment, the investor first chooses the length of amortization.

Looking for the best software option to manage tenant screening, invoicing, accepting payments, etc.  

Bank portfolio program just means the bank hold the paper/mortgage and services the loan so they offer lower down payment options.

I thought this was as simple as creating (3) separate amortized payment schedules for the amounts owed. 

I negotiated seller financing for: - Purchase price: $400,000 - Monthly income: $6,000 - Interest rate: 4% The seller requests a $160,000 down payment.