As long you can provide a reasonable story and supporting docs to persuade the underwriter that you are buying this house in this state as your main primary house.

I emailed the company recently and they are now operating under Fay Mortgage Services.

My last preparer ghosted after 4/5yrs service(apparently screwed a bunch of people).

They provide a ready-to-assemble cabinet, but it comes with all the bells and whistles:Plywood ConstructionSoft close drawersGlazed FinishesIt really is a nice, high-end looking cabinet and assembly is fairly easy.  

Survey of mortgage terms (click to enlarge):From left to right, 1.25 points, 1.5 points, 1 point but $41k in fees.Prepayment penalty: 5 years declining, none, 2 year lockout followed by 10 years defeasance.Commentary/review/discussion: I tried to provide three very different options here, but all still real ways that people actually acquire such assets.

For example, Revocable Trust do not provide asset protection like LLCs do.

Ultimately he is responsible for his own safety so long as you are providing a safe dwelling; however, if he is endangering others you have a couple remedies as I see it.

Anyone in OUR situation (who is not in the 1% of 1% and has dividend / investment income that would provide a sufficient means of living otherwise) is going to be totally focused on cash-flow.  

Have the agent you are working with look at the Reallist on the mls, get the name of the servicer for the loan2.

Home insurance won't cover a lot of system failures like electrical.Home warranties are designed to make the warranty provider money; they are slow to respond, quick to reject claims, charge you a trip fee for every visit, use the lowest-cost vendors that provide quick-fix solutions, and are generally not worth the paper they are written on.