My problem comes with needing the time to find deals and in having the funds to obtain them.

Now, past that, this has another issue, too cheap, bank financing might be very hard to obtain with minimum loan amounts (like 50K).

In fact right now we are refi'ing through a 3rd portfolio lender who gives loans based on the asset which is unique.What helped us obtain the refi's I think was our track records and the fact that the properties we bought were good deals and attractive to a bank to refi.

I'm looking at courses and considering doing a construction management certificate program, but just not sure what's best for me.  

If you don't mind me asking what methods did you use to obtain the leads from your courthouse?

If financing can even be obtained in the future.  

Reason for this is because the HOA covers the dwelling-out (i.e. the exterior portion of the building, roof).The DP3 policy doesn't offer any dwelling coverage, but that is (or appears) to be okay because the HOA has their insurance policy for dwelling coverage (what I did was contact the HOA for the certificates of master insurance policy).

The seller agreed, with the understanding that without the buyer obtaining a new loan he would not have the financial means to pay off his existing first loan in the amount of $157,000.

Tenant final balance $6500*ABC did NOT get a rental suitability certificate*Tenant damage - $6800*Fix ORIGINAL plumbing on a "turnkey" property - $1900*Unpaid Water Bill $4000Total - $19,200There are certainly risks in investing in real estate and certainly not your local market.

I was wondering if anyone could lend their advice and give me some general direction towards obtaining my first loan that I will be putting towards 3 single family homes, which will be bundled together for around $150,000.