What's your credit score and I could potentially send you some options as well.

Some examples are history of previous losses, type of ownership, even your credit score can play into it.Did you shop various companies when the property was insured?

The larger the down payment you put down, the lesser your monthly payment will be.

It’s out-of-market and most often used by lesser-experienced sponsors funded by relatively unsophisticated investors.

Additionally, online rent collection is key, as are the added benefits of things like being able to report a tenant's on-time rent payments to the credit bureaus to help them boost their credit score (added incentive for making sure they pay that rent on time).

providing the sales price wanted, Help if need by helping a family with good income but may have suffered a hardship, increase credit score if need , save down if need, build up job time if need, and let them stay in their dream house being taking care of it.

That reasonable rental value can take into account poor credit score, if that is the case.

Do you consider a lesser split (for your side) for performing notes, since there should be less to manage?

Have a good score, but a short credit file so can’t get approved by myself.

I would focus on continuing to save as much as possible, ensure your are doing all things related to improving your credit score, and gathering a knowledge base for housing/rent prices in the area you would like to invest.