Looks like this thread keeps growing and growing, lets see if we can get this thread to ten pages LOL.

You just need to learn the business and do a lot better on all future purchases.To answer your question directly, unless you have a LOT of cash, you will certainly acquire a lot of debt as your rental portfolio grows.

I never care what gold is going for,no interest in it at all.As for oil, eventually the price of oil/gasoline will hit the consumer in the pocketbook and he will have to spend money on gas that would have gone for other things; clothes, restaurant meals, vacations etc.When this happens (I think it's been happening but people have been using their houses as banks) it'll slow the economy down.

Consumers are becoming much more sophisticated and knowledgeable in their purchasing habits.

Incidentally, I've been involved in a consumer litigation before.  

I also must say this site is also a wealth of knowledge i must consume and hopefully in time i will until then hi all and thnx biggerpockets

I am looking forward to growing this next year personally and in my investing career.

His knowledge with the real estate business continues to grow as he becomes more involved with the variety of real estate businesses that request funding.

A lot of what is starting to happen here in Ohio is in the form of consumer protection.

It is Pennsylvania and its the end of October - it is not like grass is growing wildly!