Its like Fix and Flip loans/business purpose loans are now called "RTL's" real estate transition loans - same thing just different nameI know AAPL was trying to get away from the term "hard money" because for some it has a negative connotation but to me its all the same. 

Rates do come up a touch vs 75%, but immaterial at the moment from the quotes I'm getting.

Spend $200 and sit down with a real estate attorney and get the scoop first hand on what is allowed and what isn't.This is true for California, Oregon and Washington.

We keep getting more cool things in the area!

I saw many people claiming home prices are ready to skyrocket once rates go down - which they have gone down around 1-1.5% and homes are not moving and it’s exactly what you said.Those that could move- why?

I had one claim earlier due to this getting rejected to cover the property. 

Banks do this because they know that with this difference a borrower probably will not get in trouble and default on the loan.This brings us back to small apartments.

Not just in the setup, initially, but separate bank accounts and properly signing all documents as a member of the LLC, even if you post on your personal social media accounts about a property owned by the LLC, if someone sues you, they will try to use all of that to get to you personally.  

I recently discovered the 2 out of 5 year rule where you must live in the property for two out of the last five years in order to get a tax break.

Either way hes not getting a loan .