This is a fee that is usually charged in commercial transactions for the banks legal division to draw up the loan documents.

Painting cabinets is easy and usually costs me all of about $10 and a couple hours of my time.  

Usually at higher volume you're looking for a commercial lender, portfolio lender, or private lender.

Owning property as an LLC is usually to shield you but since most crowdfunding deals are already LLC you are already covered unless of course you're trying to add more layers of obscurity so more difficult to trace back to you for whatever reason ;).

So 16-18 days police notices usually have to be on the door prior to 4pm for that to count as a day.

If you decide multi-family is a better fit, there are quite a few groups in town, and usually you can find a meeting nearly every week, but they appear to have slowed down for the holiday season.

When you develop a relationship with a broker he can usually pull strings for you.

Tax liens, pre foreclosures with equity, absentee owners, properties that havent been sold in a long time, property in probate, reaching out to the beneficiaries or successor trustees of property put into trusts when the trustee dies, befriending a divorce attorney and asking them for leads, looking through the registry for loan modifications usually these people still cannot keep up with their mortgage.

I usually take paper applications first and then do the credit checks only if the references and such pass. 

Cash buyers are getting deals today because they can close quicker usually.