I am worried that if I go ahead with the repairs that I will be too short on cash when something else breaks down. 

But, then I remember that real estate is like anything else - things are always changing.

4.6% is a great rate 9n a commercial property so I'm not sure I would mess with that unless you could get a long term, fixed rate loan.

Your tenant is affected and can't pay the rent, and you can't find anyone else to rent the place(s) unless you decrease the rent so low that it's taking money out of your pocket in order to not foreclose. 

More than likely, anyone that advertises properties for sale, introduces a buyer and a seller, writes a contract, seeks properties for sale in order to resell to someone else, or anything else related to the buying/selling of real estate in exchange for any type of fee, commission, etc. will need to be licensed. 

Hope you sell fast, can't wait to see what else you put on here!

I agree with everybody else.

You can essentially "Save" rent you would pay anywhere else, and instead get money (in form of principal repayment) from the tenant. few other thing you need to consider though is vacancy rate, property tax, capital expenditures, and if you would need to use property management firms (unless you have the time to find new tenants, deal with their complaints, etc.). 

I’d pass on it...let it be someone else’s problem.

Does anyone else have these issues?