2) Where are the gatherings held in NYC to network effectively?

If EACH isn't paying it's own way then you have, in effect, "bought more house than you (the rental market) can afford!

is this a hard process and will it effect my credit.

So, a flashy post card that would get there attention is effective.

Also the most effective use of time.Create a "brand" for yourself.

Effectively you have 24 payments a year but you still end up paying the same amount.

And depending on the down payment, monthly payments and the profit margin in the transaction, I might even consider negative amortization.

I also specialize in short sale transactions, so if anyone has any questions about that I am here to help.

Taxes, Utilities, the Economy, Competition.These and other factors will effect your Commercial Investment and you have NO CONTROL over what they might be or do in the future.So what is the one MAJOR ITEM/EXPENSE you can control???

after that's out of the way, i'd like to jump back into the REI educational process and start buying more for the return/income stream.Can someone point me to a forum or a book to read that can help me with such a basic transaction?