Warm regards,Dan

However during a recent trip to Australia we experienced a gas water heating unit that also required coins for the wash that needs hot/warm water.Now if only we could get water meters that required a monthly credit card swipe for the tenants water supply:)

They think they can jack the thermostat down to 62 while they're at work and then up to 75 when they get home, and then wonder why it takes so long to get warm and why their electric bill is 400 dollars.

Thanks for the warm welcomes I'll be busy doing some reading on the site lots of great info!

Warm blooded citizens are citizens of the US, so effectively have standing in each State (my layman's understanding)...Why do you want the trust? 

I'm currently working full time as a private Driver in Brooklyn NY,  and trying to save enough for an FHA loan.I'm planning to buy in a different state but I'm not sure where yet, hopefully somewhere warm (e.g.

Pack your warm clothes because it is COLD up here lately. 

Abel Hello Abel, thank you for the warm welcome and I appreciate you sharing a little about yourself! 

It almost look a little gawdy, but I have found that my tenant demographic likes things that look "fancy" like this, even if they seem a little "decadent" for the area/unit..The new fan is functional as a cooling device when it gets warm (rare to have A/C in rentals in Oakland), has dark wood blades to match the cupboards, and has 2 bulbs instead of 1, to provide more light in the newly available dining area, freed up by cutting the cupboards to move the fridge..

I agree with your rate trajectory; so my thinking is, now with high rate, housing prices should be lower => buy with cash; if in the next 6 months rates start to fall, housing prices should warm back up, so even with no rehab, housing prices will rise => refinance.