The business is quite small and there is only one person doing computer work. 

If you're income is 36k net, your hourly rate might be somewhere between 20-23/hr, which puts you at 40-45k, when doing a loan, they compute around 40-45% to be your mortgage, with that figure, they need to deduct your regular monthly expenses, IE credit card average etc.

Alone in my office staring at the phone, it's very quiet... i hear the whir of the computer fan... damn it's quiet. 

Markets will pay something for properties with future negative NOI (by your definition, 12 months), which by simply doing the math (negative NOI/anyt purchase price or value) computes to....I know, I know, don't say it, I'm doing it wrong LOL!

I came across this property in the MLS Link, and the realtor said that the HUD computer analyzes offers and automatically rejects offers less than 89% of the asking price.

Most importantly, it is designed for QuickBooks Desktop users of all levels, and that is precisely why the beginning of the book teaches readers features with step by step instructions to record each and every transaction in QuickBooks.The content follows a sequential structure that covers multiple scenarios of closing a deal; it walks readers through recording the earnest deposit, entering a HUD, refinancing, running reports, and many more tasks that are essential to effectively implementing QuickBooks. -- As to your specific questions - check out the chapter Purchases - there is an example of the HUD and a worksheet you need to follow. 

I'd put a $75 notebook computer from ebay in each house. 

I was doing computer consulting and many clients got messed up systems installed by incompetent contractors.

Things like shredders, locked computers & cabinets are all required.

Have you looked at the desktop integration of Google Hangouts?