Kevin,That will depend on the age and price of the home and the amount of deductible.  

If you don't utilize a mortgage or deed of trust (depends on the state), then the loan is a personal loan.  

@Keith Scott it depends, what are you looking to accomplish?

Depending on the type of loan (conventional versus FHA), they have very specific requirements for the condition of the property - from the age of the roof to the condition of the paint. 

Depending on your area there are usually a few big players that have a lot more money to play with than you.

I know that some common terms are: 2-4 points, with an 8-15% interest rate, over the course of 3-12 months depending on extensions and such.

I understand what it is and how to calculate it, but it just seems like the number could very easily be distorted depending on what percentages you're taking out for vacancy, repairs and maintenance, etc.

It depends on the comps, time to rehab, and the risk.I rehabbed a 3-plex by myself once.  

All depends on the zoning and land use.

It depends on how it was run, there could be 3/4" - 1"  hot and cold water lines run up and everything just branches off of that to each unit, then you would not be able to easily separate and meter them. you are going to have to look in the basement and see if there are separate main lines to each unit.