I’m a new investor and real estate agent out of Fort Walton Beach, FL.

It is only 9 months in Fort Smith.

I am interested in a property in Fort Pierce area. 

His/her job is to represent you as the seller.I'm in Fort Worth, so I don't know the Lubbock market.

So, when you challenge  me to change my business model I am exactly the type person who will re-write my business model to add to it and do what you do providing I can learn exactly what you are doing and I have to feel very confident before I commit to spending $35,000.What you are doing is sort of a market niche, your arena and now your forte. 

I make $25K+ per year clean pre-tax cash throw off (i.e. after cap ex and financing expense) on each of my larger two vacation rental condos on Okaloosa Island, FL and about $10K on my STUDIO in Fort Walton Beach.

But I've been a policeman for  t w e n t y e i g h t   years!!!

@Vincent Finn I'm in Destin/Fort Walton Beach, Florida and love it here, so I'm very partial.

Terry Metropolitan Area Zillow Home Annual Annual Annual Zillow Annual Value Indexiv ZHVI ZHVI Inventory Rent ZRI (ZHVI) Change (%) Change ($) Change Index Change (ZRI) United States $203,400 6.50% $12,500 -11.70% $1,432 2.20% New York, NY $426,100 7.10% $28,200 -16.80% $2,393 0.50% Los Angeles-Long Beach-Anaheim, CA $615,800 5.40% $31,600 -23.20% $2,720 4.40% Chicago, IL $212,900 5.30% $10,800 -9.30% $1,651 1.00% Dallas-Fort Worth, TX $217,100 9.10% $18,100 28.40% $1,596 3.00% Philadelphia, PA $219,000 3.00% $ 6,400 -16.10% $1,578 0.40% Houston, TX $183,300 4.60% $ 8,000 2.80% $1,532 -2.00% Washington, DC $384,700 2.40% $ 9,000 -10.70% $2,133 0.70% Miami-Fort Lauderdale, FL $259,200 6.80% $16,400 -0.90% $1,848 -1.50% Atlanta, GA $182,200 6.70% $11,400 -11.60% $1,379 4.30% Boston, MA $432,300 6.50% $26,400 -19.10% $2,365 2.20% San Francisco, CA $871,300 6.00% $49,500 -32.00% $3,379 -0.10% Detroit, MI $142,700 7.60% $10,100 -16.90% $1,181 1.40% Riverside, CA $335,200 6.00% $19,100 -20.00% $1,840 6.20% Phoenix, AZ $242,100 6.50% $14,800 -12.60% $1,344 3.70% Seattle, WA $457,700 11.70% $48,100 -23.60% $2,198 5.60% Minneapolis-St Paul, MN $246,200 5.50% $12,800 -18.40% $1,623 5.30% San Diego, CA $555,800 6.20% $32,500 -31.00% $2,535 4.40% Tampa, FL $189,100 8.10% $14,100 -20.10% $1,364 2.30% Baltimore, MD $262,000 3.10% $ 8,000 -18.80% $1,730 0.20% Denver, CO $372,800 6.30% $22,000 -23.30% $2,035 1.80% Pittsburgh, PA $137,100 3.90% $ 5,100 -10.00% $1,067 -1.50% Portland, OR $369,000 6.00% $20,900 3.40% $1,872 4.70% Charlotte, NC $179,100 8.50% $14,000 -4.80% $1,284 3.60% Sacramento, CA $376,900 8.40% $29,100 -21.80% $1,813 7.00% San Antonio, TX $167,100 7.50% $11,700 3.70% $1,335 1.00% Orlando, FL $209,900 7.70% $15,000 -14.90% N/A N/A Cincinnati, OH $154,600 5.50% $ 8,100 -16.00% $1,273 2.90% Las Vegas, NV $236,800 11.20% $23,900 -24.50% $1,284 3.90% Columbus, OH $168,400 6.90% $10,800 -25.50% $1,324 2.70% San Jose, CA $1,076,400 12.30% $118,200 -60.40% $3,488 0.10% Austin, TX $280,700 8.50% $21,900 4.40% $1,690 -0.60% Virginia Beach, VA $222,300 2.50% $ 5,400 -4.80% $1,400 0.70% Providence, RI $273,300 6.20% $16,000 -13.90% N/A N/A Milwaukee, WI $214,900 3.70% $ 7,700 -4.30% N/A N/A Jacksonville, FL $184,800 6.80% $11,800 -6.50% N/A N/A

.- If you want to buy good Class A/B property with good cash flow (rent value 1.0) and relatively good appreciation, there're a bunch of newer class A /B in Fort Wayne Indiana.- Due to the low-interest rate, the home suddenly becomes very affordable even when the price is going up because we finance it for 30 years.