There are often homestead exemptions and other regulatory issues that could cause issues with your loan, even if it were business purpose.

Would there be any issue having each of them on individual leases?

I think the expected maintenance issues (plumbing, HVAC, and the like) really ate into cash flow that I developed over time and has kept me at a plateau-like position.

How do we set the LLC up to make sure it's not going to be considered when looking at bankruptcy issues.5.

The house is liveable and the settlement is more of a cosmetic issue rather than a safety one (for now at least).

Had Insurance thru Mercury a Commercial account with 6  sfr properties and have been canceled because of safety issue . and was fixed but not in the time frame they wanted. and they canceled  me completely. 

@Alecia Loveless, your issue may be which Lowe's card you have.

You can also put an inspection contingency, so you can renegotiate or back out if issues arise during inspection.

So if you don't have the work history, it's not an issue. 

. $1000-3000+  That includes communication time, going out to the site to measure, etc.