I had taken a break in the business to complete my master's degree.

Waste of time degrees, for profit colleges, loose lending for loans that are attached for life.

Mine vary for 1 and 2BUT 3 is usually 5-7K.

If selling homes with out a license is a third degree felony, how are bird doggers and hold contracts with option to assign and wholesalers posting all of these properties on facebook and craigslist having no ownership or clear title to the property? 

Compared to a four year BA History degree it is a bargain!

I would recommend against trying to puff yourself up  to others because then it's you vs. them instead of a team working toward a goal.Also, I think you are 180 degrees backwards from where you need to be right here: "Thank you Tony.

My cash on cash returns have varied from 15%-44%.

or does it vary by market?

With that said, I never found roofing prices to vary all that much.

We would like to present 3-5 owner-financing choices/alternatives for him to select from.Does anyone have experience coming up with choices that vary along term, interest rate, purchase price, percentage down, etc.?