On the A/C replacement side, it sounds like you might have purchased a property and not properly budgeted for unexpected repairs and are worried that the purchase is now going to be a negative investment.  

I’m not particularly delighted that that interest rates are increasing, but what ev’ errrr. 

Long story short, my wife and I tried to buy a new home but unexpectedly were denied a mortgage approval because although the property was split 65% to 35%, I am still liable for 100% of the loan but only 35% of the rent.

I wouldn't mention to your banker you are thinking of quitting your job.Also you should wait after buying this self storage facility and see how that goes because it might take some unexpected cash to get it going like you want.Seems like you are close to breaking free but might not want to make the move just yet.No legal advice. 

As you start investing, you'll need higher cashflow to cover unexpected expenses and to buy the next property.

The most unexpected part was the process of getting an occupancy permit.

If you are using hard money you need to budget for the points and fees as well as traditional third party closing fees.Repairs: The money it is going to take you to rehab the property plus an extra 10% of estimated repair costs to account for unexpected repairs.Holdings Costs: Here is where a lot of investors get tripped up.

Often classified as "Reluctant Landlords" for never planning on having a rental home, but being thrust into the realm of owning one by an unexpected relocation.  

My investment SFH is worth conservatively about $205,000 and I am looking to pull out $130,000 due to a renovation I’m having to do on another property unexpectedly.

Over the past few years I have used the money to pay for my honeymoon, finance investments, pay off unexpected medical bills and pay my property taxes all while having a permanent death benefit in place.