I know.. it's confusing and I wish my financial advisor knew more about real estate rather than just stocks and bonds...3) what is your approximate tax bracket on these stocks you are cashing in (assuming long term gains) which can vary by state too : The company stocks I have been using are long term gains (so 15%), but I'm in the 35% tax bracket now but teetering very close to the 39.6% bracket4) what type of yearly return do you expect over say the next 10 years if you leave your funds in those stocks ?

I hear you, but in the city where we own, there are no rules specific to this matter like the ones you note...we passed our occupancy inspection with flying colors.  

However, on the previous point, I will recommend reading any loan documents with a fine-toothed comb - not a summary of the loan/program, but the actual loan/program documents.There may be additional conditions in the program (e.g., never being allowed to rent it even after 5 years are up, or only being allowed to rent it to low income people even after 5 years, etc.) and you don't want to be at the closing table (or later) and find something you object to.Free money is great, but you may find (as I've found) that it usually comes with some pretty specific conditions.

Try different envelopes, colors, sizes, tweak your message, ect.

I think you picked nice colors and finishes!

@Anthony Voss we've actually been cold calling people and have had success with that but direct mail still works too. The

wooden floors was a nice touch. so was the color chosen for the walls. good job

Instagram has a lot of great content too. The

@Chris Lopez That's a good point, too.  The

Any colors that I should aim for?