They have more skin in the game then you do.Make sure you get clear title.

Most will only loan 70% and they want you to have some skin in the game.Other options are for equity partner or Joint Venture partners. 

If the buyer doesn't have skin in the game then they aren't "in the game".

Also I think once we actually bite and own something and our skin is in the game, the rest of the gang will take this a lot more seriously.  

@Ralph White it's unlikely that a crowdfunding site will fund you for the downpayment as most like 'skin in the game'.

But a good 50% LTV will get you good rates and you will have plenty of "skin in the game."

I suggest you grow thick skin and count yourself lucky if she moves in 30 days.

A seller that doesn't want a buyer to have any skin the game is wanting to get out of a very bad situation.

@Daniel Lioz I certainly think it would help your appraisal, and somewhat depends on the quality of the lease/tenant for the eyes of the bank and appraiser.I think you're somewhat asking if you can get in the purchase with no money-down because of the value add, no probably not, because the bank will want to see skin in the game.

All I had to do at that point was plug them into my existing system.You need thick skin in this business but I think most of the money from it is made by creating a system that manages your own portfolio well, not other people's portfolios, especially in multifamily.