I am familiar with West Monroe, Louisiana and that alone would scare me off this deal just because of the fact that it's 12 old homes there.

The talk in boardrooms right now is about mental health consequences of WFH as well as Covid-19therapeutics, vaccines etc and how the office will look like then.

This scares me a bit. 

I'm worried this might scare away renters, and possibly buyers when I choose to sell.

Subject to age, health and kids not wanting the business a good percentage of these will be for sale.  

I am scared to death of having two mortgages at the same time.However, since the house is not livable, and the initial loan is not even considered a home loan.

In good areas and in a market like current one this is a daunting task to achieve unless you are lucky.3) What scares me that now you have to take all your equity, profit and also maintain the same level of loan and buy a new property at a high inflated price in a high market.

For cash buyers in South LA where would your percentage be to purchase when it comes to a higher end ARV in a pandemic through all the Buyer scares out there?

They like to pay just a little early because they are scared the mail might be late. 

The high interest rates have always scared me but do they lend for less than 20% down?