@Paul WellerThere is a jumbo product for your primary 2-unit scenario with 10% down, no PMI, and a good fixed rate in the mid 4's today. 

"Poor me.

In my office, our recruiting & training director handles the scheduling of different vendors who attend our weekly sales meeting to promote their product and/or service.

So that agent doesn’t really care about the sellerAnd some agents out there they hate real estate investors andThey don’t want them doing lease-option assignments or wraps or sub2 without being licensed,they think that they’re just a bunch a car salesman trying taking advantage of poor sellers.

What would be the ideal product to prepare the floor so that it accepts the paint ?

My plan started from a simple concept I found in reading rich dad, poor dad.....Buy income producing assets and have your assets pay your liabilities. 

You stated that you have poor credit, and therefore can't secure a loan.

Rich Dad Poor DadRich Dads Cash Flow QuadrantRich Dads Increase your financial IQThe Real Book of Real EstateThe ABC’s of RE InvestingThe ABC’s of PMRich Dad RE Tax AdvantagesThe 10X RuleThe E-MythThe 4 Hour Work WeekBiggerPocketsPodCastWholesaling101 You Tube ChannelKent Clothier – You Tube Memphs Invest channel

I have looked into their product.

Rich Dad Poor DadRich Dads Cash Flow QuadrantRich Dads Increase your financial IQThe Real Book of Real EstateThe ABC’s of RE InvestingThe ABC’s of PMRich Dad RE Tax AdvantagesThe 10X RuleThe E-MythThe 4 Hour Work WeekBiggerPocketsPodCastWholesaling101 You Tube ChannelKent Clothier – You Tube Memphs Invest channel