Personally I don't like to do less than 20%. 

It's been interesting, because lately a number of people have had this exact problem and we've been discussing it on this forum and personally with others we know. 

Taking a bit over a long period of time is better than taking it out all out at once.Furthermore, you can have 80% LTV if you purchase property in your personal in your own name.LTV inside of a SDIRA is somewhere around 50%

As you'll see in the other forum linked above one of the suggestions was to notify the tenants that they will be responsible for 50% of the water bill.Another thing to consider, I'm not sure on Columbus but I know certain municipalities do not allow you to charge for a utility if it is not individually metered.

Ask the person lending you the money.Banks won't care.

The title company says it would need a satisfactory quiet title action and a couple of other factors that would be part of the QTA.I certainly can't be the first person to attempt to clear a title in New York and would love to get input from someone who has done so.Thanks in advance...

The bill will still come to you, or at least you will still be responsible if they don't pay.  

@Jay HinrichsHold on a min.... are you guys saying there are state laws in place saying what information I can disclose in a personal letter to sellers??

I skimmed through the responses and think there is a lot of good information already shared.

They take No responsibility for their work after they record the deed according to one “Transaction Coordinator” who was active on Bigger Pockets Soliciting business.