I checked, we just need to apply for permit.

When discussing my plans with the agent that I was with, he mentioned that everything you do inside the home needed a permit from the township.

If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower.My understanding is that any lease over 3 years or any option agreement (aka rent to own)  is a violation of the due on sales clause. 

Movements that call for defunding our police, or call for certain homeowners to give up their properties are just shooting themselves in the foot and will not be seeing a penny from me.Right now I am dealing with a few homeless folks that keep camping out on the porch of a rehab we are waiting on permits for ( City of Portland is VERY SLOW ) the neighbors keep texting me calling me..

Does this type of work need to be permited?

Pulling permits is also difficult too.

Here it is:"Residential landlords are not permitted to charge late fees or interest."

Dont forget if this is a co op type purchase/investment you may have to pass a board interview even prior to being considered as a prospective buyer.you would most likely need better than average credit or buying cash, shared loans are provided by less lenders.

I do all the permit work myself and adjust immediately to the items that will go into review if at all possible.

And we are in the process of permit application for expansion plus ADU with a hope of more cash flow (might be able to match 1% rule).