As you suspect, a duplex and an apartment are apples and oranges to most tenants, and the difference in maintenance/repairs/management can be significantly different on your end.One way to get a baseline is to look at other parts of your city where duplexes and apartments are both plentiful in a single neighborhood, and look at the ratio of rents between those two asset classes.  

No lender can place undue restrictions on an owner's right to use, enjoy or convey ownership rights, deprive them the fruits of the land doing so becomes a predatory lending issue.Morales?

The days of low hanging fruits are way behind us.

However, I kind of don't want to wait till retirement age to reap the fruits of my labor.

Maybe someone from Florida, Miama, Fort Lauderdale, Tampa, or better yet, someone in Mobile, Spanish Fort, Gulf Shores, Orange Beach (or any other keyword alerts I might be able to catalyze, lol)And yes, I understand that the generic answer to this is that state laws vary and I should seek the advice of a competent attorney licensed to practice law in my state.

In my gig as volunteer, I swear someone told the garbage bags to be fruitful and multiply.

I have friends that won't take less than $300/door and 15% COC, because they're retiring and need to live off of that cash flow, and others that don't care much at all about cash flow because the amortization is setting them up for a long and fruitful future.I had a property that cash flowed at $100/year, but was gaining almost $15,000/year in debt pay-down -- I sold it to recapture that equity -- on paper, it would have looked like a dog if you were only looking for cash flow!

If you live near Huntington Beach, or Orange County, CA.

The property is located in Orange County CA and I know of what I need to do to file the 2nd deed (my attorney is preparing all of the documents). 

With that said there isn't much low hanging fruit, i.e.