How are the major potential expenses of the house looking (AC, Roof, Plumbing, Electric)?

A plumbing issue could be causing the problem.

Haven't had any issues with withdrawing my funds.

Hi Mariangela,As Jonathan mentioned Boca is a wonderful area, but it is a majority primary residence with a heavy HOA oversight.

There’s a large apartment (a few hundred units) being expanded 3 blocks away.It’s 4 blocks away from a major university health center (and embassy suites for hospital visitors) and 2 miles from another hospital (possible travel nurse MTR potential).

any legal issues I should know about?

Buying as a primary allows you to put as little as 3.5% to 5% down.If you do have any issues with the business down the road you can always use a DSCR program which allows investors to buy an property without having to show income or employment.

These older properties as not just cosmetics and may need major surgery.

Some investors / flippers of very inexpensive vacant land do self-close, where the cost to close with a title company (most often requiring that you purchase title insurance, which comes with a minimum cost just for issuing a policy) approaches or exceeds the monetary value of the land. 

Just debating to do it or not because I don't have any issues and don't want to pay $5 a month and have to constantly go check my mail at the post office.